Building and Protecting Your Retirement Nest Egg
For many Australians, superannuation will form their main source of income once they retire. But although you’ll only access your super later in life, it’s never too early to begin planning your lifetime superannuation strategy. After all, the decisions you make throughout your working life can have a significant impact on your financial freedom in retirement.
At Financial Lifestyle Solutions SA, we’re able to guide you through the superannuation decision-making process, giving you clarity in where your savings are being invested, and what you can realistically expect to have saved when you reach retirement age.
How Much Super Should I Have?
According to the Association of Superannuation Funds of Australia’s Retirement Standards, the answer is around $545,000 for a single retiree or $640,000 for a couple looking to live a ‘comfortable’ retirement lifestyle. Of course, your own personal standard of living and goals for retirement could change these figures substantially, so the best bet is to discuss your plans with a Financial Lifestyle Solutions SA consultant.
While many Australians rely on their superannuation and/or pension to fund their retirement, others choose to build an investment and asset portfolio that carries them through their non-working years. There is no one right way to retire—only the best option for your unique circumstances.
The Financial Lifestyle Solutions SA Difference
The Financial Lifestyle Solutions SA team is headed by Principal Helen Arthur, winner of National Financial Planner of the Year four times in recent years. So when you trust your financial future to Helen’s team, you can be confident that your hard-earned savings are in the safest and most profitable hands possible.
With a specialty in forensic financial investigation, our team may be able to discover and collate wealth you didn’t know you had—like finding lost superannuation that’s been sitting in an account, forgotten, from an old job.
For an obligation-free consultation about your wealth creation needs, or to discuss how your super can work harder to deliver the lifestyle that you want, call Financial Lifestyle Solutions SA today.