Total permanent disability
Choose Your Level of Disability Insurance
Total Permanent Disability (TPD) cover protects you and your family in the event that you become permanently disabled, and this disability stops you from being able to continue working. At Financial Lifestyle Solutions SA, we can help you make sure that you’re covered if something life-changing were to happen without warning.
It’s important to realise that TPD has two main distinctions. First, there’s ‘own’ cover. This is the more comprehensive option, and as a result has a higher regular investment. This means that your injury or disability has made it impossible for you to continue working in your current job role permanently.
It’s different from ‘any’ cover, which pays you compensation if your disability or injury has made it impossible for your to continue working in any job in your current industry permanently.
Which Option Is Right For Me?
This is a question that we hear a lot, and it’s normal to be a little confused at the distinction. That’s where our expert financial consultants, backed by years of experience, can help. We’ll sit down with you and discuss the nature of your work, your family’s lifestyle, and what you expect your future to look like. The answers to these questions will help us guide you towards the best solution that delivers the level of cover you need.
The Financial Lifestyle Solutions SA Difference
Our team is handpicked to provide the best possible service to our clients, beyond simple knowledge of products. Instead, we work closely with you and value our role as financial partners in your life’s plans. We will ask the right questions and provide truthful answers that take into account your individual requirements. That’s why many of our customers become life-long clients.